TLC Community Home > Business-New! > Special Services

Merchant Program

TLC Community Credit Union partners with First Data, a world leader in the payment processing industry, providing you and your customers the strategic solutions to take your business to the next level.  Together we will help you maximize your profitability, while delivering the reliability and security essential in today's business environment. 

• Credit Card - supports all major credit cards including VISA, MasterCard, American Express, Discover, Diners Club and JCB with low competitive rates and easy-to-understand fees - can help save both time and money
• Pin-Secured Debit - connects cardholders to their accounts through the STAR Network and other PIN-Secured and signature-based transactions
• Check Acceptance - the TeleCheck Electronic Check Acceptance service makes accepting checks easier and more secure by converting paper checks into electronic transactions
• Gift Cards - Expand your product line by offering gift cards to your customers

Our commitment to you begins with the basics:

• Special low rates available only to you and your customers
• Improved cash flow; fast deposit of your funds and expedited settlements
• Relationship Manager who understands your industry and is dedicated to finding the payment processing solutions that will help you save time and money, while growing your business
• Knowledgeable customer service staff available to you toll-free, 24 hours a day, 7 days a week

For more information on TLC's Merchant program, call TLC at 517-263-9120 or visit one of our conveniently located branches.

ACH Processing -- A cost saving solution for your business    TLC’s ACH Processing can save time and money for you, your business, and your employees.   Automated Clearing House (ACH) origination allows you to direct deposit employee paychecks.   With ACH Processing Employee payroll draws directly from your TLC business account Entire payroll debits as one transaction, eliminating the need to print checks or manually reconcile individual payments to your books ACH is also more efficient than printed checks – initiated payments clear the next day, so you don’t have to wait on the “float time” of traditional checks. ACH Processing can be accessed through our website over any internet connection 24 hours a day, 365 days a year -  eliminating the hassle of downloading and maintaining proprietary software.      Frequently Asked Questions   How do I get started? Contact our Accounting Department at:  517.263.9120.  We’ll walk you through the set-up process and answer any questions you may have.  What is ACH Processing? It is an Automated Clearing House (ACH) origination allowing employers to direct deposit employee paychecks to any financial institution. What are the benefits to me (the employer)? Saves the employer time and money. It eliminates the need to print checks and manually reconcile the books. ACH is more efficient than printing checks and initiated payments clear the next day making book and bank reconciliation more timely. What are the benefits to my employees? Eliminates the need to rush to their financial institution on payday. Payroll posts to their account by 9:00am. How do I access TLC ACH Processing? There is no need to download, install, or maintain any software! ACH Processing can be accessed through the link above, or by directly connecting to the following web address: https://paylinks.cunet.org/tlccu.htm When Can I Access ACH Processing? Internet management alleviates any stress over travel or scheduling restrictions because you can access your ACH Processing account through our website 24 hours a day, 365 days a year, and from anywhere you have internet access. Treasury Tax Payments Allows Business Members to remit Treasury Tax and Loan Coupon payments to the IRS using a pre-printed coupon provided to them by the IRS.