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Information
Disclosure Information
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VISA
FIXED RATE CREDIT DISCLOSURES
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Annual Percentage Rate for Purchases
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PLATINUM
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GOLD
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CLASSIC
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9.95%
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13.90%
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15.96%
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Other APRs
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|
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GOLD
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VISA CLASSIC
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Balance Transfers APR:
9.95%*
Cash Advances APR:
9.95%
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Balance Transfers APR:
13.90%*
Cash Advances APR:
13.90%
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Balance Transfers APR:
15.96%
Cash Advances APR:
9.95%
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MINIMUM FINANCE CHARGE
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- 0 -
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- 0 -
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- 0 -
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ANNUAL MEMBERSHIP FEE
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- 0 -
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- 0 -
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- 0 -
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GRACE PERIOD FOR REPAYMENT OF THE
BALANCE FOR PURCHASES
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25 Days
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25 Days
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25 Days
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LATE PAYMENT FEE
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$25.00
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$25.00
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$25.00
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OVER THE LIMIT FEE
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$25.00
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$25.00
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$25.00
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METHOD OF COMPUTING
THE BALANCE FOR PURCHASES
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Average Daily Balance including new purchases
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VARIABLE RATE CREDIT CARD DISCLOSURE
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ANNUAL PERCENTAGE RATE (APR) FOR PURCHASES
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PLATINUM (VARIABLE )
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GOLD (VARIABLE)
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10.25%
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12.25%
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OTHER APRs
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PLATINUM
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GOLD
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Balance Transfers from a Platinum Fixed Rate Account APR:
9.95%
Other Balance Transfers APR:
Prime Rate +2%**
Cash Advance APR:
Prime Rate +2%**
Penalty APR:
9.95%
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Balance Transfers from a Gold Fixed Rate Account APR:
13.9%
Other Balance Transfers APR:
Prime Rate +4%**
Cash Advance APR:
Prime Rate +4%**
Penalty APR:
13.9%
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MINIMUM FINANCE CHARGE
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ANNUAL MEMBERSHIP FEE
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PLATINUM
|
GOLD
|
PLATINUM
|
GOLD
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- 0 -
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- 0 -
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- 0 -
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- 0 -
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GRACE PERIOD FOR REPAYMENT OF THE
BALANCE FOR PURCHASES
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PLATINUM
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GOLD
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PLATINUM
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GOLD
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25 Days
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25 Days
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LATE PAYMENT FEE
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OVER THE LIMIT FEE
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PLATINUM
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GOLD
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PLATINUM
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GOLD
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$25.00
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$25.00
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$25.00
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$25.00
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METHOD OF COMPUTING
THE BALANCE FOR PURCHASES
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Average Daily Balance including new purchases
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You may liable for the unauthorized use of your Card. You will not be liable for unauthorized use that occurs after you notify the Credit Union, orally or in writing, of the loss, theft, or possible unauthorized use. In any case, your liability will not exceed $50. You can notify the Credit Union by calling (517) 263-9120, or writing to P.O. Box 927, Adrian, Michigan 49221.
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