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TLC Community Home > Disclosure
Information
Disclosure Information
You may liable for the unauthorized use of your Card. You will not be liable for unauthorized use that occurs after you notify the Credit Union, orally or in writing, of the loss, theft, or possible unauthorized use. In any case, your liability will not exceed $50. You can notify the Credit Union by calling (517) 263-9120, or writing to P.O. Box 927, Adrian, Michigan 49221.
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PLATINUM
CREDIT DISCLOSURE |
| INTEREST RATES AND INTEREST CHARGES |
| Annual Percentage Rates (APR) for Purchases |
7.95% to 18.00%
When you open your credit card, based on your credit worthiness
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| APR for Balance Transfers & Cash Advances |
7.95% to 18.00% |
| Penalty APR |
None |
| How to Avoid Paying Interest on Purchases |
Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each motnh. We will begin charging interest on cash advances and balance transfers ont he transaction date. |
| Minimum Finance Charge |
None |
| Annual Fee |
None |
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Transaction Fees
- Balance Transfer
- Cash Advance
- Foreign Transaction
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None
None
1% of each transaction in U.S. Dollars
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Penalty Fees
- Late Payment
- Over-the-Credit Limit
- Returned Payment
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$30
$30
$25
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Method of Computing the Balance for Purchases
Average Daily Balance including new purhcases |
The terms of your Account are sujbect to change by us at any time following a 45-day notification period. Any changes will be made in accordance with the Credit Card Agreement
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