TLC Community Home > Products & Services > Overdraft Protection

TLC Community Credit Union is pleased to offer a line-of-credit loan that provides overdraft protection for your checking account. Even if you already use your savings account as overdraft protection, now there is an additional choice.

Apply for your overdraft protection loan and you´ll never worry when you write a check in excess of your checking account balance. A transfer from your overdraft protection loan will cover the amount up to your credit limit.

With overdraft protection, you´ll avoid bouncing a check, and you´ll eliminate paying fees for returned checks.

Once approved, your line-of-credit will automatically start protecting your account. You will be notified when a transfer has been made. Overdraft coverage automatically transfers funds in increments of $100 to your checking account. Also, your transfers to and from the overdraft coverage account will be recorded on your statement.