TLC Community Home > Products & Services > Savings & Checking

Regular Savings Membership Account

A minimum $5 balance maintains your membership in the credit union.

• Quarterly dividends
• No maintenance fees
• Dividends paid on an average daily balance of $200 and over

Variable Savings Accounts

• High-yield savings with tiered dividends
• No monthly statement fee
• Unlimited transactions
• Quarterly dividends
• Dividends paid on an average daily balance of $500 and over
• No penalties for withdrawal

Check Our Rates on Savings Accounts 

Club Accounts

Christmas Club

• No monthly service charge
• Dividends paid annually
• Earn dividends on an average daily balance of $50 and over
• Make deposits through payroll deduction, direct deposit, account transfer, and more
• Funds become available November 1st, in time for holiday shopping

Vacation Club

• No monthly service charge
• Quarterly dividends
• Earn dividends on an average daily balance over $200
• Make deposits through payroll deduction, direct deposit, account transfer, and more
• Great way to save for a vacation or other special events

MatriMoney

• Use a savings or club account to save for your wedding.  Name the account "MatriMoney" if you choose
• Use payroll deduction, direct deposit, and account transfer etc., to save for your wedding 
• Convert money into a prepaid debit card when your wedding arrives
• Use it for your wedding expenses or for a special honeymoon
• Coupon for review of your insurance a The Taylor Agency

Health Savings Account

• Save for qualified medical and health expenses on a tax-free basis
• For members who are enrolled in a qualified high deductible health plan
• Funds not used are rolled over for future years use
• Direct deposit and payroll deduction available
• Account is a checking with debit card and check access

United States Savings Bonds

• EE Bonds and I bonds
• Denominations range from $50 to $10,000
• Backed by the Federal Government
• Makes a great gift!

Variety of Account Designations

• Single or joint ownership accounts
• Custodial accounts
• Revocable living trusts
• Payee accounts
• Business accounts

Dividend Checking

• No per check fees
• First order of checks free!
• No statement fee with balance of $500 and over ($3/month if balance falls below $500)
• Unlimited check writing
• Tiered dividends based on balance
• Dividends paid monthly on an average daily balance of $500 and over
• If your Social security or pension is directly deposited to a TLC account and you are 50 years of age or older, then your service fee is waived and 1 box of checks are FREE/year

Check Our Rates on Share Draft Checking

FREE Basic Checking

• Regular savings required to open and maintain
• No monthly maintenance fee
• No minimum monthly balance
• No per check fees
• First order of checks free!
• Reward points are earned every time a signature-based transaction is made using a TLC enrolled debit card

Overdraft Options

• Automatic transfer from savings - Transfer from savings for a nominal fee
• Overdraft Loan - Transfers from the overdraft line of credit - Interest is paid on the balance
• Overdraft Privilege - Pays overdrafts up to a maximum of $500 - Optional to members who qualify

Money Market Account

• A competitive, dividend-tiered account
• Free unlimited check orders
• Minimum balance of $2,500 required to open
• Dividends paid monthly on an average daily balance of $2,500 and over
• No statement fee with balance of $2,500 and over ($5/month if balance falls below $2,500)
• Up to 6 withdrawals per month
• Only $5 charge per excess transaction

I'd like more information on these services...

 Check Our Rates on Savings Accounts