TLC Community Home > Products & Services > Savings & Checking

Regular Savings Membership Account

• It takes only $5.00 dollars to open an account and become a member of TLC Community Credit Union.
• Payroll deduction (funds can be taken directly from your paycheck and deposited to your savings account)
• Worldwide ATM debit card access
• Insured for up to $100,000 by the NCUA
• Pays dividends quarterly on average daily balance of $200.00 and over

Club Accounts

• Vacation and Christmas Clubs
• $5.00 to open and maintain (must have savings account)
• Payroll deduction available
• Pays dividends with minimum average balance of $50.00 for Christmas Club (paid annually), and $200.00 for Vacation Club (paid quarterly)
• Deposits can be made at any time in any dollar amount

Variable Savings Accounts

• Payroll deduction available
• No penalty for withdrawals
• Higher yield earned (based on balance)
• Pays dividends quarterly on average daily balance of $500.00 and over

Check Our Rates on Savings Accounts

Share Draft / Checking

• Dividends paid monthly with average balance of $500.00
• $3.00 service charge if balance falls below $500.00
• No per check fees
• If your Social Security or pension is directly deposited to a TLC account and you are 55 years of age or older, then your checking account service fee is waived and 1 box of checks are FREE per year. (Club style)
• Carbon style checks
• Unlimited check writing
• ATM access
• Debit card available
• Payroll deduction available
• Overdraft Protection Options    (Auto transfers from Savings, Overdraft Privilege, Overdraft Protection)

Check Our Rates on Share Draft Checking

Basic Checking

• Regular savings required to open and maintain
• No monthly maintenance fee
• No minimum monthly balance
• No per check fees
• Overdraft protection options (Auto transfers from savings, overdraft privilege, overdraft protection)
• Unlimited check writing
• No interest / dividends
• ATM access
• Debit card available
• Carbon style checks
• Payroll deduction available

Overdraft Privilege

• Pays overdraft(s) up to a certain amount
• One overdraft fee per cleared check
• Optional to members who qualify
• Unlimited usage

Money Market Account

• Regular savings required to open and maintain
• Minimum balance to open $2,500.00
• Maintain a minimum average daily balance of $2,500.00 to earn dividends
• $5.00 per month fee when balance falls below $2,500.00
• Make up to six withdrawals, with three by check ($5.00 per excess transaction)
• Dividend increases automatically for these increments:
  $2,500 up to $9,999.99
  $10,000 up to $24,999.99
  $25,000 and up
• Dividends are computed daily and paid and compounded monthly

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