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Deposit Accounts Click here for more information about this service Click here to receive information on this service Following rates as of 06/30/10 and subject to change. TYPE OF ACCOUNT BALANCE APY Checking $500 - $4,999.99 0.10% APY   $5,000 - $9,999.99 0.15% APY   $10,000 & over 0.30% APY Money Market $2,500 - $9,999.99 0.40% APY $10,000 - $24,999.99 0.50% APY $25,000 - $49,999.99 0.60% APY   $50,000 - $99,000.00 0.65% APY   $100,000 & Over 0.75% APY Annual Percentage Yield (APY) based on interest compounded monthly.  Yields are subject to change.  Dividends paid using the average daily balance for the dividend period.  Minimum balance to open either account is $50.00.  Please see a member services representative about applicable fees and terms.   Following rates as of 06/30/10 and not guaranteed through 09/30/10.

TYPE OF ACCOUNT BALANCE APY Membership Savings $200 & Over 0.25% APY Variable Savings $500 - $4,999.99 0.30% APY   $5,000 - $9,999.99 0.40% APY   $10,000 & Over 0.50% APY Variable IRAs   $5 - $999.99 0.50% APY $1,000 - Over 1.00% APY   Health Savings Account 0.25% APY Annual Percentage Yield (APY) based on interest compounded quarterly.  Yields are subject to change.  Dividends paid using the average daily balance for the dividend period.  Minimum balance to open these accounts is $5.00.  Please see a member services representative about applicable fees and terms.