Routing Number


TLC Community Credit Union's Routing Number is 272485291.

Automatic Deposits and/or Payments through your TLC account is an excellent way to manage your finances. When setting up an ACH transaction, please follow the steps below to ensure that your account is properly credited/debited. 


  • ACH transactions are posted using an account number and a type of account the funds will be deposited into/withdrawn from (savings, checking or loan). TLC uses a 13-digit account number to direct ACH transactions correctly.
  • The 13-digit account number for your checking account is found on the bottom of your checks.
  • Savings and checking account numbers through ACH begin with 1, then the account ID (00, 06, 15… found on your TLC statement or in online banking. These three numbers are followed by “zeros” then your account number. Your account number and zeros will equal 10 digits. (Please note….the last digit of your account number may be a “zero”.)
    Example: 
    1 + 00 + 000 + 1234567 
    “Sav/ck”+ “ID”+ “Zeros”+ “Account No”.
    Put together this would read 1000001234567. There should be 13 digits total with no dashes or spaces. 

  • Loan payment account numbers through ACH would begin with 2, then the loan ID (00, 01, 02...) found on your TLC statement or in online banking. These three numbers are followed by “zeros” then your account number. Your account number and zeros will equal 10 digits. (Please note….the last digit of your account number may be a “zero”.)
    Example:
    2 + 01 + 000 + 1234567 
    “Loan”+ “ID”+ “Zeros”+ “Account No” 
    Put together this would read 2010001234567. There should be 13 digits total with no dashes or spaces. 

  • Debit card numbers should not be used for ACH transactions. Debit cards are a separate payment system with separate account numbers and ACH transactions with debit card numbers will not be paid.