COVID-19 Programs to Help


TLC's mission is to help our communities weather whatever life throws our way.  If you are facing money concerns due to unpaid time off work, please take advantage of one of the following items we have put in place to get us through this pandemic:


Waived ATM Fees

Visit any ATM not owned by TLC and we will not charge you a fee. The owner of the ATM may charge you a fee that we will refund to you if you contact us  

Waived Overdraft Privilege Fee 

TLC is suspending the $28 overdraft privilege fee on all eligible accounts

Loan payment extensions

Available for Consumer, Mortgage and Business loans Apply for Extension


Increase your credit card limit (temporary and permanent options are available) Apply/Increase Limit

Emergency loans 

Up to $3,500 financed over 36 months at 4.50% APR*.  Get aPersonal Loan and reference "COVID-19" in the Loan Purpose Description.

Working Capital Loans For Business Owners

Businesses have been hit hard as a result of the COVID-19 shutdowns.  New programs continue to roll out and be updated.  Please visit this section periodically as we work to update you with helpful links to the latest programs designed to assist businesses survive this difficult time.
Small Business Administration:
The SBA offers disaster assistance in the form of low-interest loans to businesses, renters, and homeowners located in regions affected by declared disasters. SBA Loan
For more on SBA Disaster Assistance Download the .pdf
Paycheck Protection Program:
The Paycheck Protection Program provides small businesses with funds to pay up to 8 weeks of payroll costs including benefits.  Find out more
State of Michigan:
The Michigan Small Business Relief Program has up to $20 million is support for small business  Find out more
US Chamber of Commerce Emergency Loans Small Business Checklist and Guide