Business Loans & Visa®

Commercial Team

Business Loans

TLC Community Credit Union is dedicated to helping our community grow and that starts with you. When you’re planning your new business venture, a business loan from your local credit union gives you a partner as invested in your success as you are. TLC offers business loans that are available for a variety of needs to give you the solution best suited for you:

  • Commercial real estate
  • Rental properties
  • Office buildings
  • Retail properties
  • Apartment houses
  • Office/warehouse properties
  • Mixed use properties
  • Business lines of credit
  • Equipment financing
  • Vehicle loans

Questions? We can help! Join the family of prospering Michigan entrepreneurs who started with a business loan from TLC. Inquire TODAY


Business Visa®

A business Visa® card from TLC lets you do more for less. With rates that work for your business, and a wealth of benefits that mean you never have to worry no matter where you are, a business Visa® from TLC is the right choice for any business:

  • Variable rates
  • Worldwide ATM cash advances
  • Worldwide acceptance
  • Visa®911 assistance service
  • Emergency card replacement and emergency cash
  • To read the Credit Card Agreement, click here.


Your Benefits

Auto Rental Collision Damage Waiver When you use your eligible TLC card to rent a vehicle, you can be covered for damage due to collision or theft. Certain terms, conditions and exclusions apply. In order for coverage to apply you must use your covered TLC card to secure transactions. Please refer to your Guide to Benefits for further details. (800) 348-8472
Hotel Theft Protection
Reimbursement up to $1500
When you use your covered TLC card to pay for a hotel room in the U.S. or Canada, Hotel Theft Protection can provide reimbursement for personal belongings stolen from your room. Certain terms, conditions and exclusions apply. In order for coverage to apply you must use your covered TLC card to secure transactions. Please refer to your Guide to Benefits for further details. (800) 554-1275
Lost Luggage Reimbursement
Reimbursement up to $3,000
When you use your covered TLC card to purchase a common carrier ticket, you can be eligible to receive reimbursement for your checked luggage or carry-on baggage and their contents in the event of theft or misdirection by the common carrier. Certain terms, conditions and exclusions apply. In order for coverage to apply you must use your covered TLC card to secure transactions. Please refer to your Guide to Benefits for further details. (800) 757-1274
Price Protection
Reimbursement up to $1,000 if you buy an eligible item with your covered TLC card and find the same identical item advertised for less within 60 days of purchase, you can be reimbursed for the difference in price. Certain terms, conditions and exclusions apply. In order for coverage to apply you must use your covered TLC card to secure transactions. Please refer to your Guide to Benefits for further details. (800) 553-7520
Purchase Security and Extended Protection Reimbursement up to $10,000
Purchase Security provides reimbursement up to $10,000 for eligible items you buy with your TLC card for damage or theft within 90 days of your purchase. Extended Protection will add up to one additional year of coverage to your existing U.S. manufacturer’s warranty of three years or less. Certain terms, conditions and exclusions apply. In order for coverage to apply you must use your covered TLC card to secure transactions. Please refer to your Guide to Benefits for further details. (800) 525-1466
Return Protection
Reimbursement up to $250.00
You can be reimbursed up to $250 for an eligible item if you are dissatisfied with your purchase and the merchant will not accept the return within the first 90 days of purchase. Certain terms, conditions and exclusions apply. In order for coverage to apply you must use your covered TLC card to secure transactions. Please refer to your Guide to Benefits for further details. (888) 565-8472
Travel Accident Insurance
Reimbursement up to $250,000 
When you purchase your common carrier ticket with your eligible TLC card you can receive accidental death and dismemberment coverage. Certain terms, conditions and exclusions apply. In order for coverage to apply you must use your covered TLC card to secure transactions. Please refer to your Guide to Benefits for further details. 

Travel Emergency Assistance Services
Provides medical, legal, and travel services when you need them. The cost of any goods or services is your responsibility. Certain terms, conditions and exclusions apply. In order for coverage to apply you must use your covered TLC card to secure transactions. Please refer to your Guide to Benefits for further details. In the U.S.(800) 992-6029 Outside the U.S. (804) 673-1675
Trip Cancellation / Trip Interruption
Reimbursement up to $5,000
When you purchase your travel ticket with you eligible TLC card and you must cancel or interrupt your trip, you can be reimbursed for the non-refundable cost of the common fare. Certain terms, conditions and exclusions apply. In order for coverage to apply you must use your covered TLC card to secure transactions. Please refer to your Guide to Benefits for further details.
Visa® Concierge Services Now you can get assistance with travel and restaurant reservations, gift arrangements, event tickets, business services, and more—24 hours a day, seven days a week. Certain restrictions and limitations apply. The costs for goods or services purchased through Visa® Concierge Services are the cardholder’s responsibility. (800) 895-8518

TLC Community Credit Union partners with First Data, a world leader in the payment processing industry, providing you and your customers the strategic solutions to take your business to the next level. Together we will help you maximize your profitability, while delivering the reliability and security essential in today's business environment.

  • Credit Card - supports ALL major credit cards with low competitive rates and easy-to-understand fees
  • Pin-Secured Debit - connects cardholders to their accounts through the star network and other pin-secured debit card networks. Supports both pin-secured and signature-based debit transactions
  • Check Acceptance - the TeleCheck Electronic Check Acceptance service makes accepting checks easier and more secure by converting paper checks into electronic transactions
  • Gift Cards - Expand your product line by offering gift cards
  • E-Commerce Functionality - enables you to accept credit cards on your web-site expanding your customer base beyond the traditional 'brick & mortar" parameters
  • Mobile Commerce - enables you to accept credit cards on the go with secure "end to end" encryption mobile technology. Integrate a wireless solution application to your smart phone, iPhone or app based tablet
  • Point of Sales Terminals for restaurants or retail applications - streamline your business with an All-in-One Touch Screen Point of Sale system that increases productivity and efficiency, maximize profits and minimizes loss

Our commitment to you begins with the basics:

  • Special low rates available only to you and your customers
  • Improved cash flow; fast deposit of your funds and expedited settlements
  • Relationship manager who understands your industry and is dedicated to finding the payment processing solutions that will help you save time and money, while growing your business
  • Knowledgeable customer service staff available to you toll-free, 24 hours a day, 7 days a week

For more information on TLC's Merchant Program, call TLC at (517) 263-9120 .

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