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Rates
Rates that are great!
Shop for a great deposit or loan rate. Your friends will be impressed with how competitively priced we are and you’ll be viewed as an expert when they learn about the great terms you received.
Auto Loan Rates - as low as 5.99% APR^
*TLC's Platinum Membership Discount not eligible for 740+ Credit Scores
New Auto
Recreational Loan Rates - as low as 6.99% APR^
Popular rates are listed below. Contact a loan officer for additional loan options and rates.
TLC's Platinum Membership enjoys a 0.15% APR lower rate Find out how you qualify
Motorcycles
4-Wheelers, Snowmobiles, Personal Watercraft, Dirt Bikes, Utility Trailers
Boats
Motorhomes, Travel Trailers
AUTO, RECREATIONAL, & MISCELLANEOUS DISCLOSURES: APR = Annual Percentage Rate. Rates listed above are estimates. TLC uses a managed credit program. Check with the Loan Department for current loan rates and terms. Certain restrictions apply. Listed rates/APRs are as of 04-19-2024 and subject to change.
*Less than 40,000 miles.
**PFI Discount does not apply.
^ = Representative example - $20,000 financed for 72 months @ 6.99% APR equals an estimated payment of $340.94.
Miscellaneous Loan Rates - as low as 7.74% APR^
Visa® Platinum Credit Card - as low as 9.95% APR^
How we will Calculate Your Balance:
We use a method called "average daily balance" (including new purchases). The information about the costs of the card described in this application is accurate as of October 2014. This information may have changed after that date. To find out what may have changed, call us at 1 (800) 828-3901 or write to us at P.O. Box 8054, Plymouth, Michigan 48170. View Card Holder Agreement.
^ = Stated loan rate available to members with qualifying credit scores. Actual rate(s) may be higher and will be determined by a member's individual credit score and collateral if applicable. All loans subject to credit approval.
Certificate Rates
Open an Account
Regular Certificates
TLC's Platinum Membership enjoys a 0.15% APR higher rate Find out how you qualify
Checking & Savings Rates
Mortgage Loans
Mortgage Loan rates vary depending on a number of qualifying factors. Please contact your Mortgage Loan Expert for specific, customized pricing for your financial situation.
Home Equity/Home Improvement Rates - as low as 7.75% APR^
Popular rates are listed below. Contact a loan officer for additional loan options and rates.
Home Equity Line of Credit *, **
Home Equity - Fixed*
To apply for a Home Improvement Loan:
Unsecured Home Improvement*
DISCLOSURES: *: APR = Annual Percentage Rate. Rates listed above are estimates. TLC uses a managed credit program. Check with the Loan Department for current loan rates and terms. Certain restrictions apply. Subject to lien placement. Rates, terms and conditions effective 12-2-2024, are for sample purposes only and subject to change.
*PFI Discount does not apply.
**Term up to 300 months (60 month draw term, 240 months repay term).
^ : Representative example: $50,000 at 8.25% APR, 240 months, equals an approximate payment of $426.33. Estimated closing costs are $800. Maximum variable rate is 18%. Rate is variable.