TLC Community Credit Union 
Close right-side column
Select a Category
Your Life
Rates
Rates that are great!
Shop for a great deposit or loan rate. Your friends will be impressed with how competitively priced we are and you’ll be viewed as an expert when they learn about the great terms you received.
Auto Loan Rates - as low as 2.24% APR^
Popular rates are listed below. Contact a loan officer for additional loan options and rates.
*TLC's Platinum Membership Discount not eligible for 740+ Credit Scores
New Auto
Recreational Loan Rates - as low as 3.50% APR^
Popular rates are listed below. Contact a loan officer for additional loan options and rates.
TLC's Platinum Membership enjoys a 0.10% APR lower rate Find out how you qualify
Motorcycles
4-Wheelers, Snowmobiles, Personal Watercraft, Dirt Bikes, Utility Trailers
Boats
Motorhomes, Travel Trailers
AUTO, RECREATIONAL, & MISCELLANEOUS DISCLOSURES: APR = Annual Percentage Rate. Rates listed above are estimates. TLC uses a managed credit program. Type of loan, term and credit score is listed on the chart above. Check with the Loan Department for current loan rates and terms. Certain restrictions apply. Listed rates/APRs are as of 04-04-2022 and subject to change. *Less than 40,000 miles. **PFI Discount does not apply.
^ = Representative example - $20,000 financed for 96 months @ 3.50% APR equals an estimated payment of $239.20.
Miscellaneous Loan Rates - as low as 6.50% APR^
Popular rates are listed below. Contact a loan officer for additional loan options and rates.
TLC's Platinum Membership enjoys a 0.10% APR lower rate Find out how you qualify
Lawn & Garden
AUTO, RECREATIONAL, & MISCELLANEOUS DISCLOSURES: APR = Annual Percentage Rate. Rates listed above are estimates. TLC uses a managed credit program. Type of loan, term and credit score is listed on the chart above. Check with the Loan Department for current loan rates and terms. Certain restrictions apply. Listed rates/APRs are as of 04-04-2021 and subject to change. *Less than 40,000 miles. **PFI Discount does not apply.
^ = Representative example is $5,000 financed for 60 months @ 6.50% APR equals an estimated payment of $97.85.
Visa® Platinum Credit Card - as low as 7.95% APR^
How we will Calculate Your Balance:
We use a method called "average daily balance" (including new purchases). The information about the costs of the card described in this application is accurate as of October 2014. This information may have changed after that date. To find out what may have changed, call us at 1 (800) 828-3901 or write to us at P.O. Box 8054, Plymouth, Michigan 48170. View Card Holder Agreement.
^ = Stated loan rate available to members with qualifying credit scores. Actual rate(s) may be higher and will be determined by a member's individual credit score and collateral if applicable. All loans subject to credit approval.
Certificate Rates
Regular Certificates
Platinum Member Specials
TLC's Platinum Membership enjoys a 0.10% APR higher rate Find out how you qualify
Internet Certificate
Checking & Savings Rates
Mortgage Rates - as low as 4.5213% APR^
^ = APR equals Annual Percentage Rate. Representative example: 20% down payment, $150,000 financed at 4.5213% APR for 120 months equals an approximate payment of $1,528.00 our credit score, down payment, loan amount or other characteristics may be different than the enclosed example. Subject to credit approval. Property insurance is required. Rates, terms and conditions effective 05-20-2022, are for sample purposes only and subject to change. Rate payment example does not include costs of insurance and taxes; therefore, the actual payment obligation will be higher. Please contact your Mortgage Loan Expert for specific, customized pricing for your financial situation.
Home Equity/Home Improvement Rates - as low as 4.00% APR^
Popular rates are listed below. Contact a loan officer for additional loan options and rates.
APPLY NOW
Home Equity Line of Credit *, **
Home Equity - Fixed*
To apply for a Home Improvement Loan:
Unsecured Home Improvement*
DISCLOSURES: APR = Annual Percentage Rate. Rates listed above are estimates. TLC uses a managed credit program. Type of loan, term and credit score is listed on the chart above. Check with the Loan Department for current loan rates and terms. Certain restrictions apply. Rates, terms and conditions effective 05-20-2022, are for sample purposes only and subject to change. *PFI Discount does not apply. **Term up to 300 months (60 month borrow time, 240 months amortization).
Representative example: $50,000 at 4.00% APR, 240 months, credit score 740+, with a 45 day lock equals an approximate payment of $303.10. Estimated closing costs are $570. For loans with credit scores 600-739 = 5.00% APR and 680-699 = 6.00% APR. Maximum variable rate is 18%. Rate is variable.
