We're here to serve members, not to make a profit.
It's part of our "people helping people" philosophy. We return earnings to you in the form of lower loan rates, higher interest on deposits and lower fees. No matter your age or economic standing, we support our members during good times and bad, listening to help you reach your financial goals.
Ownership
When you join TLC, you become an owner. Every member has equal ownership and a vote to guide TLC's direction.
Not-for-Profit
We're here to serve our members, not to make a profit. We return earnings to you in the form of lower loan rates, higher interest on deposits and lower fees. We support our members through thick and thin.
Membership Eligibility
It's so simple. If you live, work or attend school in Lenawee, Monroe, Jackson, Hillsdale or Washtenaw counties, you are eligible to join TLC. Immediate family of current TLC members can also join. And don’t forget, “Once a member, always a member."
Volunteer Boards
TLC is governed by a board of directors. Its volunteer members are elected by and come from the credit union’s membership, serving without pay.
Taxation
TLC pays payroll taxes, sales taxes and property taxes. Credit unions are exempt from the Single Business Tax (SBT).
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