TLC Community Credit Union 
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Your Life/Spend & Save
LAUNCH Spending Account
Digital Banking For Kids and Teens
Helping the next generation take off with confidence and control.
Use LAUNCH with your kids to help motivate them to do chores, celebrate their achievements, and build lifelong healthy money habits, all while teaching them the value of earning, saving, and spending wisely!
With LAUNCH connected to your child's account, they can earn money for completing chores, request to borrow from you, practice smart budgeting, and receive a recurring allowance.
Launch makes spending and saving fun:
Choose Your Avatar
Build your profile and choose an avatar, or upload your own.
Earn Cash & Trophies
Complete chores and other tasks to earn cash and trophies.
Build Budgets
Learn how to make and keep to a budget.
Learn how to make and keep to a budget.
Borrow Money
Make micro loan payments or receive allowance.
Make micro loan payments or receive allowance.
Sign up today in Online Banking or the TLCCU Mobile Banking App!
Digital banking for youth and teens
Debit card access
Gamified financial education
Parental controls and allowance transfers
1. What is LAUNCH?
LAUNCH is a tool that encourages kids to learn how to save money and build strong financial habits first-hand through an interactive program available in Online Banking and the mobile app. LAUNCH allows parents to assign tasks to young savers and financially reward them for completing tasks, getting good grades, and making good financial decisions by easily transferring money from their account to their child’s.
Parents can also lend their children money, pay them an allowance, and send them spending money through this simple tool. For every good financial decision a child makes, they’ll be awarded a trophy!
2. How do you find LAUNCH in online banking?
In desktop online banking, LAUNCH for parents can be found by navigating to Account Services > Services > LAUNCH.
For kids, navigate to Account Services > LAUNCH.
For kids, navigate to Account Services > LAUNCH.
3. How do you find LAUNCH in the mobile app?
In the mobile app, LAUNCH for parents can be found by navigating to More > Account Services > LAUNCH.
For kids, navigate to More > LAUNCH.
For kids, navigate to More > LAUNCH.
4. How do you enroll in LAUNCH?
To enroll:
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A child must have an active transactional account and be the primary owner.
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A parent must have an active checking or savings account.
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The parent must be listed as a joint owner on the child’s account.
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The parent is required to have Digital Banking access, and it’s preferred that the child has their own Digital Banking credentials. If the child is too young, parents can mark tasks complete on their behalf.
5. What kind of account can be used with LAUNCH?
The parent and child both need a checking or savings account.
6. What devices can access LAUNCH?
LAUNCH can be accessed on mobile devices, tablets, and desktop computers—anywhere you can access Digital Banking.
7. Do kids have to have a phone or email to use LAUNCH?
No, but it is preferred that a child has their own Digital Banking credentials so they can access their accounts and LAUNCH anywhere there's online access.
Student Accounts
Saving isn't just smart, it can be fun too.
Doing homework, helping with chores, telling the truth. Parents know it's important to teach their kids good habits. Here's one lesson to add to the list - the value of saving money.
- Quarterly dividends paid on all balances
- No service fee
School can be a fun place for learning about money, too. Through our Student-Run In-School Credit Union program, we have nearly 20 student-run branches in local districts. This helps students learn about saving through education, contests and hands-on experience.
