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Visa® Credit Cards

Get the credit you deserve    VISA logo

Credit cards are a go-to financial tool. Our card is packed full of extra benefits for everyday life.

  • Rates as low as 7.95% APR
  • No annual fee
  • Emergency cash and card replacement
  • Visa® 911 assistance services
  • Over-the-limit access is available

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Here's everything you need to know about using our credit cards.

























VISA® CREDIT CARD BENEFITS

Reimbursement up to $250 per claim/$500 per 12 month period. Subject to a $50 deductible. You can receive supplemental coverage for damage or theft of your covered cell phone when you pay your monthly wireless bill with your eligible TLC card. Certain terms, conditions and exclusions apply. In order for coverage to apply, you must charge your eligible cellular wireless bill to your covered TLC card. Please refer to your Guide to Benefits for further details. (866) 894-8569
Reimbursement up to $1500. When you use your covered TLC card to pay for a hotel room in the U.S. or Canada, Hotel Theft Protection can provide reimbursement for personal belongings stolen from your room. Certain terms, conditions and exclusions apply. In order for coverage to apply you must use your covered TLC card to secure transactions. Please refer to your Guide to Benefits for further details. (800) 554-1275
Reimbursement up to $3,000. When you use your covered TLC card to purchase a common carrier ticket, you can be eligible to receive reimbursement for your checked luggage or carry-on baggage and their contents in the event of theft or misdirection by the common carrier. Certain terms, conditions and exclusions apply. In order for coverage to apply you must use your covered TLC card to secure transactions. Please refer to your Guide to Benefits for further details. (800) 757-1274
Tools to help you act quickly if your personal data is threatened. No one can prevent all identity theft, so staying informed and knowing what to do when your identity is threatened can provide you with greater peace of mind. ID Navigator Powered by NortonLifeLock provides you with the tools to help keep you informed of potential threats to your identity, so you can act quickly should the unexpected happen. To confirm eligibility, visit www.cardbenefitidprotect.com(Opens in a new Window).
Reimbursement up to $1,000 if you buy an eligible item with your covered TLC card and find the same identical item advertised for less within 60 days of purchase, you can be reimbursed for the difference in price. Certain terms, conditions and exclusions apply. In order for coverage to apply you must use your covered TLC card to secure transactions. Please refer to your Guide to Benefits for further details. (800) 553-7520
Reimbursement up to $1,000. Purchase Security provides reimbursement up to $1,000 for eligible items you buy with your TLC card for damage or theft within 90 days of your purchase. Extended Protection will add up to one additional year of coverage to your existing U.S. manufacturer’s warranty of three years or less. Certain terms, conditions and exclusions apply. In order for coverage to apply you must use your covered TLC card to secure transactions. Please refer to your Guide to Benefits for further details. (800) 848-1943
Reimbursement up to $250.00. You can be reimbursed up to $250 for an eligible item if you are dissatisfied with your purchase and the merchant will not accept the return within the first 90 days of purchase. Certain terms, conditions and exclusions apply. In order for coverage to apply you must use your covered TLC card to secure transactions. Please refer to your Guide to Benefits for further details. (800) 565-8472
Roadside Dispatch provides emergency roadside assistance, towing and locksmith services. You pay a set fee per service call. Certain terms, conditions and exclusions apply. In order for coverage to apply you must use your covered TLC card to secure transactions. Please refer to Guide to Benefits(Opens in a new Window) for further details. (800) 847-2869
Reimbursement up to $250,000. When you purchase your common carrier ticket with your eligible TLC card you can receive accidental death and dismemberment coverage. Certain terms, conditions and exclusions apply. In order for coverage to apply you must use your covered TLC card to secure transactions. Please refer to your Guide to Benefits for further details.
Provides medical, legal, and travel services when you need them. The cost of any goods or services is your responsibility. Certain terms, conditions and exclusions apply. In order for coverage to apply you must use your covered TLC card to secure transactions. Please refer to your Guide to Benefits for further details. In the U.S. (800) 992-6029 Outside the U.S. (804) 673-1675
Reimbursement up to $5,000. When you purchase your travel ticket with you eligible TLC card and you must cancel or interrupt your trip, you can be reimbursed for the non-refundable cost of the common fare. Certain terms, conditions and exclusions apply. In order for coverage to apply you must use your covered TLC card to secure transactions. Please refer to your Guide to Benefits for further details.