TLC Rewards

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TLC Rewards

Use your TLC Platinum Visa® Credit Card or Debit Card for all your purchases and watch how quickly your TLC Reward points add up!

You can then turn your points into amazing merchandise, travel or gift cards. TLC Rewards has it all! Use the "TLC Rewards" link in online banking to keep track of your points, points are updated once a month on or around the 15th.


Shop over 2,000 merchants at our online network and be rewarded even more. Earn bonus points on all purchases using your TLC Platinum Visa® Credit Card or Debit Card.

With ShopSPOT in-store card-linked offers, bonus point offers are already linked directly to your card. Simply use your card at participating merchants, both in-store and online. You will earn bonus points from national, regional and local merchants.

Pool your points

Your points can add up even faster! All TLC Platinum Visa® Credit Card and Debit Card points will be combined into one account for easy redemption.

TLC Platinum Visa® Credit Card - $1 spent = 1 point

TLC Debit Card - $5 spent = 1 point

Redeem your points

Enjoy an extensive rewards catalog! Redeem your points for rewards including merchandise, travel, gift cards, event tickets, charitable donations and more. Enjoy popular brands such as Apple, Beats, The North Face, GoPro, Macy's, Crate & Barrel, J. Crew, REI, Starbucks and more!

How you redeem your points is up to you, choose from one of the following:

Online by logging into TLC Online Banking and clicking the "TLC Rewards" link under "Account Information."

For Personalized service, call a service representative:

  • Customer Service - (888) 912 - 0852, 24 hours a day, 7 days a week
Account Credit - Contact TLC at (517) 263 - 9120 to redeem your TLC Reward Points for a credit towards your TLC Platinum Visa® Credit Card account.

*Points are not earned for PIN transactions, Cash Advances, Balance Transfers and Statement Checks. Gift Cards are not sponsors or co-sponsors of this program.

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