Credit Union Savings Account

two tellers in front of TLC logo

TLC has several options that offer you a way to grow your financial savings. Our solutions range from basic savings accounts to competitive high-yield savings, offering you best savings account for your needs. A credit union savings account gives you flexibility to save and grow – all while keeping your money in our community. 

Regular Savings Account

Our basic savings account allows you the opportunity to build your savings over time while keeping your finances easily accessible. A savings account from TLC Community Credit Union requires only a minimum balance of $5 and offers you these benefits:

A minimum $5 balance maintains your membership in the credit union.

  • No service fee
  • Quarterly dividends paid on an average daily balance of $200 or more

Check out our tools to help you plan your savings and goals:

calculatorAccumulate Savings Calculator

calculatorSavings Goal Calculator

Variable Savings Accounts

Save more, earn more! Our variable savings accounts give you high-yield savings with our tiered dividends. But that’s not all, you will also enjoy: 

  • No service fee
  • Unlimited transactions
  • Quarterly dividends paid on an average daily balance of $500 and over
  • No penalties for withdrawal

Money Market Accounts

TLC’s competitive dividend-tiered money market accounts (MMA) are a low-risk investment option for individuals looking for a safer way to invest their savings. A TLC money market account requires a minimum balance of $2,500 to open and offers you: 

  • Unlimited check orders
  • Dividends paid monthly on an average daily balance of $2,500 and over
  • No monthly service fee with balance of $2,500 and over
  • Up to 6 withdrawals per month

After your first 6 withdrawals, there is a nominal $5 charge per excess transaction. 

Individual Retirement Accounts (IRAs)

IRAs allow you to make investments that are tax-deferred, providing you a safe opportunity to build financial security for your retirement. When opening an account with TLC, you can choose between a traditional IRA, Roth IRA, or Coverdell Education IRA. 

  • Competitive rates
  • Quarterly dividends
  • Fixed or variable accounts available
  • Direct deposit and payroll deduction available
  • Click on the images below to learn more about IRAs offered at TLC

We can help you decide which IRA is best for you. Contact us to find out more about our retirement plans.

calculatorRetirement Plan Calculator

calculatorRoth IRA Calculator

Certificate Accounts (CDs)

A certificate of deposit (CD) is a flexible way to save and earn without much risk and no monthly fees. At TLC, you can easily open a CD online. Open a certificate account today for:

  • Competitive annual percentage yields
  • Quarterly interest
  • $1,000 minimum opening deposit ($500 for youth accounts)

calculatorSave a Million Calculator

calculatorCD Laddering Calculator

calculatorCertificate of Deposit Calculator

Club Accounts

Are you planning for a special event? Maybe it’s a much-needed vacation or your big wedding day. A club account helps you save for these special circumstances. You can to make deposits to your club account through payroll deduction, direct deposit, account transfer and more!

Health Savings Account

Are you currently enrolled in a qualified high-deductible health plan? If so, a health savings account (HSA) is a great option to save for upcoming medical expenses, both planned and unplanned. HSA funds used for qualified medical and health expenses are tax-free! Take advantage of the benefits of an HSA account:

  • Tax-free savings account for qualified medical expenses
  • Funds that are not used are rolled over for future years use
  • Direct deposit and payroll deduction available
  • Account is a checking with debit card and check access
  • Custom HSA debit card comes with the account
  • Click the image below to learn more about TLC's HSA 

calculatorHSA vs Traditional Calculator