Savings


Regular Savings Account

A minimum $5 balance maintains your membership in the credit union.

  • No service fee
  • Quarterly dividends paid on an average daily balance of $200 and over
  • For savings programs for youth and college students, CLICK HERE 
  • NEED HELP SWITCHING TO TLC?
  • Please bring up-to-date, valid ID with you when opening your account including proof of membership eligibility
  • TLC currently serves anyone that lives or works in Lenawee, Monroe, Hillsdale, Jackson or Washtenaw counties

ACCUMULATE SAVINGS CALCULATOR

 SAVINGS GOALS CALCULATOR


Variable Savings Accounts

  • High-yield savings with tiered dividends
  • No service fee
  • Unlimited transactions
  • Quarterly dividends paid on an average daily balance of $500 and over
  • No penalties for withdrawal


Money Market Account

  • A competitive, dividend-tiered account
  • Free unlimited check orders
  • Minimum balance of $2,500 required to open
  • Dividends paid monthly on an average daily balance of $2,500 and over
  • No monthly service fee with balance of $2,500 and over
  • Up to 6 withdrawals per month
  • Only $5 charge per excess transaction


Individual Retirement Accounts (IRAs)

  • Competitive rates
  • Quarterly dividends
  • Fixed or variable accounts available
  • Choose between Traditional, Roth or Coverdell Education IRA
  • Direct deposit and payroll deduction available

RETIREMENT PLAN CALCULATOR

 ROTH IRA CALCULATOR


Certificate Accounts (CDs)

  • Variety of terms available
  • Competitive annual percentage yields
  • Quarterly interest
  • $1,000 minimum opening deposit ($500 for youth accounts)
  • Ability to open a CD online

SAVE A MILLION CALCULATOR

CD LADDERING CALCULATOR

CERTIFICATE OF DEPOSIT CALCULATOR


Club Accounts

  • Club accounts help you save for vacation or other special event/expenses
  • Make deposits through payroll deduction, direct deposit, account transfer and more
  • You can name the account anything you wish (ie "MatriMoney" to save for your wedding or special honeymoon)


Health Savings Account

  • Save for qualified medical and health expenses on a tax-free basis
  • For members who are enrolled in a qualified high deductible health plan
  • Funds not used are rolled over for future years use
  • Direct deposit and payroll deduction available
  • Account is a checking with debit card and check access
  • Custom HSA debit card comes with the account
 HSA VS TRADITIONAL CALCULATOR