Your $ Manager FAQ
View to learn more about Your $ Manager
Your $ Manager provides you the tools to help successfully manage and track your finances. You can create a budget, monitor expenses, and set goals. We’ll also allow you to track your upcoming bills and incomes, and enable you to view all your accounts in one convenient location. Your $ Manager can help you in tangible ways to improve your overall financial health.
See which spending category you have spent the most in so far this month.
- Step 1: Select other parts of the wheel to see other major category spending. Your transactions will categorize themselves with ‘tags’.
- Step 2: To personalize these categories, or split the transaction between tags, select the transaction and edit the tag.
- Step 3: When you select a transaction from the dashboard you can also change the name of the transaction, create a budget or add a recurring transaction to your Cashflow Calendar.
If you have questions or issues with any of the above steps, reference the appropriate section of this FAQ. If you still can’t find an answer to your question, please contact member services.
We currently support the latest version of Chrome, Edge and Firefox.
If you have an older browser, please try upgrading to one of these supported browsers. Also ensure that your security settings allow Your $ Manager to function properly. You may experience issues if your browser has cookies turned off, is operating with a high security level, or has additional add-ons installed. If you experience a problem with one of our supported browsers, please contact support after verifying your browser settings.
4. Adding/Deleting Accounts
Q. How do I add an account?
- Click on the three dots or + button
- Select "Link Account" or "Add Linked Account"
- Enter your financial institution's name into the search box and click "Search"
- Enter your login information exactly as you wood when logging into your financial institution directly and click "Connect".
- Wait several moments for your account(s) to upload. More than one account may result in a longer load time.
- If an account is listed, that has already updated automatically, or you see an account you don't with to link, you can uncheck those accounts. Then click "Save"
- If you receive an error message:
- First check that your login credentials are correct and are still working directly on the institution's website.
- If you are still unable to add your account, please contact us. Be sure to provide the following information:
- The name of the financial institution you are trying to add
- The Website (URL) used to access the account directly
- Please leave the partially-added attempt in your account, as this is necessary for troubleshooting.
Q. How do I delete an account?
- In the left sidebar of your Dashboard screen, click on the name of the account that you wish to delete
- You will be directed to that account’s detail page. Find the small button labeled ‘EDIT’ at the top of the screen by the account
- At the bottom of the Edit page, you will see the ‘Delete Account’ option. Click ‘DELETE’ to permanently delete your account. Keep in mind that this will remove all custom tags, goals, etc. that are associated with this.
Q. How do I export transactions to create reports?
You can export your transactions into a ‘CSV’ file, which is supported by most spreadsheet programs.
- On the Dashboard at the top-right of the transaction list, click the small ‘Export Transactions’
- Enter the desired date range. We can export transactions back from when you began using Your $ Manager in any time span of one year
- Click ‘DOWNLOAD FILE’.
- A CSV file will be saved to your computer’s download
Q. Can I delete a transaction?
Yes, you can remove transactions. These transactions will still be visible on your account directly, but will no longer show in Your $ Manager. Please note that this is a permanent action and cannot be undone.
- On the Dashboard, highlight the transaction you wish to delete and select ‘EDIT’.
- Click ‘Delete this transaction’ in the bottom right corner of the dashboard
Q. What is a ‘tag’?
A tag is a customizable word or phrase used to categorize your transactions. This feature gives you a better idea of how you’re spending your money by tracking transactions in the same category. We will automatically pull in your most recent transactions and tag them (i.e. transportation, groceries, clothing). We suggest you edit your tags by clicking on the ‘EDIT’ button associated with each transaction. Customized tags give you a more accurate view of your budget(s), spending history and overall financial picture.
Q. How do I add or change a tag?
- Click on the transaction requiring a new or updated tag.
- Highlight and delete the existing tag.
- Type the new tag and press "Enter" or select an existing tag.
- Optional create a rule: Check the box to apply this tag and title to all similar transactions
- Click "Save"
- Refresh the page to apply your new rule , if applicable
Q. How are budgets used?
Budgets use ‘Spending Targets’ to track variable expenses. Budgets always run from the first to the last day of each month. Spending Targets are automatically color-coded based on your spending progress. New users can look at the insights for guidance on what to budget based on spending.
- Step 1: Navigate to Budgets and click on “View Budgets.”
- Step 2: Click on the Spending Target you'd like to edit from the list.
- Step 3: Click “Edit Budget” to edit or delete.
- Step 4: You can change the name, amount, tags, and accounts associated with this Spending Target from here.
Q. How do I edit or delete a Budget?
- Click on ‘Budget’ on the menu
- Click on the Spending Target you’d like to edit
- At the top of the page, click the ‘EDIT or ‘DELETE’
- You can change the name, amount, tags, and accounts associated with this Spending Target
If your Spending Targets aren’t updating correctly, ensure that:
- The associated tags are attached to transactions posted
- You have the proper account(s) included for each Spending Target
- Your Dashboard tags match the Spending Target
Q. Difference between a Spending Target and a Bill?
Spending Targets are variable expenses (i.e. groceries, entertainment, or dining out). These can be linked to tags, which allow you to track your monthly expenditures.
Bills are recurring expenses (i.e. rent, loans, or insurance). These expenses generally have a due date. See the Cashflow section for more information.
You can set up Alerts in Your $ Manager to remind you of your upcoming bills! See the Cashflow section for more information on adding your bills.
Q. My Spending Target totals are incorrect. Why?
If you are having issues with your budget, please check these common causes before contacting support:
- Confirm the accounts being tracked within your Spending If only your savings account is selected, but the transactions you want factored into your Spending Target are coming from your checking account, the Budget will not reflect those transactions until both accounts are selected.
- If you are using tags with two or more words, such as ‘Dining Out’, you need to track this tag using the exact format, including For example, tracking transactions listed as ‘Diningout’ will not reflect in a budget looking for tags marked as ‘Dining Out’.
If you need any further assistance managing your tags or budgets, please contact support.
The cash flow calendar brings your budget to life through an interactive calendar. With the calendar you can see how much money you have available to pay bills and other expenses day by day... allowing you to make informed choices on when to schedule bills and other spending.
- Step 1: Navigate to Cashflow.
- Step 2: Click the plus sign to "Add Income" or "Add Bill.”
- Step 3: Enter in the required information and select “Save.”
Your bill or income will now appear in the Your $ Manager calendar for you, whether it’s a monthly, weekly or quarterly payment.
Q. Can I set accounts for the daily cash balance?
- Yes. On the Cashflow page, click the ‘Choose accounts.’ link
- Check the boxes next to the accounts you’d like to include
- Click ‘SAVE AND CLOSE’.
Q. Why is my income schedule not an option?
Cashflow is not meant for variable income, so in order to account for possible variances input your best guess ahead of time and edit once the exact value is known. The daily balance will automatically adjust to the actual income deposited into your account. Here are some tips:
- The ‘Every other week’ option is for one paycheck every two weeks (separated by 14 days). Just choose the day of the week that you get paid
- The ‘Twice a month’ option is always fixed on the 1st and 15th of each month
- If you’re paid on off-dates, say the 3rd and the 18th, simply enter two separate ‘Once a month’ incomes (i.e. one on the 3rd and another on the 18th). This will allow the calendar to display your income appropriately.
Q. How do I add an asset/debt?
- Select the ‘ADD ASSET’ or ‘ADD LIABILITY’
- Enter in the amount of the Asset or Debt and label it
- Save the asset or liability
- You may also remove particular accounts from being calculated into your Net Worth total by clicking to exclude it in your Net Worth calculation.
Q. What are Alerts?
Alerts are personalized notifications sent to your email and/or mobile device which help you keep track of your account activity. Be alerted of upcoming bills, monitor account balances to avoid fees, and review transactions of a certain amount or from a particular store.
Q. How do I set up Alerts?
- Click on ‘Alerts’.
- Click on ‘+’ to open the set up page
- Choose your Alert type
- Enter the appropriate values as prompted (i.e. account, amount, percentage)
- Choose the Alert Option(s) (email or text message)
- All of your Your $ Manager alerts will appear on the Dashboard once they have been
- Click ‘Save’.
- Please keep in mind that there is often a slight delay between triggering an alert and receiving it, as we have to wait until a transaction is posted to send a related
Visually tracking your financial goals can help you take control and makes reaching your goals much quicker and easier. Create savings goals, like saving for a vacation, or a debt reduction goal, like paying off a high-rate credit card.
- Step 1: Navigate to Goals, and select “Add Goal.”
- Step 2: Select your desired pay off or savings goal.
- Step 3: Fill in the required information.
- Step 4: Click the "Save" to complete the process of adding a new goal..
Keep in mind, your Goal Summary will update your completion date and the amount needed per month according to your preferences.
Goals will automatically update your progress and will reflect your day-to-day account balances in Your $ Manager.